Skip to main content

CHOICES: Homeowners Rate Comparison ToolCHOICES: Homeowners Rate Comparison Tool

The cost of homeowners insurance in Florida can vary significantly based on several factors in addition to geographic location:

  • Type of construction
  • Dwelling value
  • Mitigation features
  • Amount of deductibles

The CHOICES homeowners rate comparison tool provides sample average rates for a variety of companies writing insurance in each county, in addition to rates for Citizens Property Insurance Corporation. The rates quoted are for illustrative purposes and reflect information obtained from the most recent rate filings approved by the Office. These rate quotes are for the three pre-defined examples described below – premiums for your home will vary depending on individual circumstances. The Office recommends contacting an insurance agent or insurance company to obtain an official premium quote.

To begin, please select an example followed by a Florida county or company to view the associated sample average homeowners insurance rates.

The cost of homeowners insurance in Florida can vary significantly based on several factors in addition to geographic location:

  • Type of construction
  • Dwelling value
  • Mitigation features
  • Amount of deductibles

The CHOICES homeowners rate comparison tool provides sample average rates for a variety of companies writing insurance in each county, in addition to rates for Citizens Property Insurance Corporation. The rates quoted are for illustrative purposes and reflect information obtained from the most recent rate filings approved by the Office. These rate quotes are for the three pre-defined examples described below – premiums for your home will vary depending on individual circumstances. The Office recommends contacting an insurance agent or insurance company to obtain an official premium quote.

To begin, please select an example followed by a Florida county or company to view the associated sample average homeowners insurance rates.

Please select an example from the list provided.


 More

You must select an example above in order to retrieve the list of companies.

Please select a county from the map or list provided.

Please click a county Name

Please select a company from list provided.

3. View Rates  
 #  Company Name
County Name
  Please complete items 1 and 2 above to view rates
This information is intended to be used for illustrative purposes only and does not constitute an endorsement or recommendation of any particular insurance company or plan by the Office. Furthermore, the Office DOES NOT imply or guarantee that a company will sell insurance at the stated premium. Please verify all premium rates with the applicable carrier. Links to insurance company websites and other resources are given as a convenience to the user. The information on these independent sites cannot be verified as accurate by the Office.

NOTE: This website contains links to PDF documents. If you are unable to view these documents, download Adobe Acrobat Reader.


Disclaimer:

This information is intended to be used for illustrative purposes only and does not constitute an endorsement or recommendation of any particular insurance company or plan by the Office. Furthermore, the Office DOES NOT imply or guarantee that a company will sell insurance at the stated premium. Please verify all premium rates with the applicable carrier. Links to insurance company websites and other resources are given as a convenience to the user. The information on these independent sites cannot be verified as accurate by the Office.