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CHOICES: Auto Rate Comparison ToolCHOICES: Auto Rate Comparison Tool

The cost of auto insurance in Florida can vary significantly based on four primary factors in addition to geographic location:

  • Who is covered (demographic features of the drivers)
  • Type of vehicle insured
  • Type of coverage
  • Amount of coverage

The CHOICES auto rate comparison tool provides sample average rates for three pre-defined examples: senior married couple, single female and a family with young drivers. The rates quoted are for illustrative purposes and reflect information obtained from the most recent rate filings approved by the Office. Auto insurance premiums for your individual circumstances will vary from these three scenarios. The Office recommends contacting an insurance agent or insurance company to obtain an official premium quote.

To begin, please select an example followed by a county or company to view the associated sample average auto insurance rates.

The cost of auto insurance in Florida can vary significantly based on four primary factors in addition to geographic location:

  • Who is covered (demographic features of the drivers)
  • Type of vehicle insured
  • Type of coverage
  • Amount of coverage

The CHOICES auto rate comparison tool provides sample average rates for three pre-defined examples: senior married couple, single female and a family with young drivers. The rates quoted are for illustrative purposes and reflect information obtained from the most recent rate filings approved by the Office. Auto insurance premiums for your individual circumstances will vary from these three scenarios. The Office recommends contacting an insurance agent or insurance company to obtain an official premium quote.

To begin, please select an example followed by a county or company to view the associated sample average auto insurance rates.

Please select an example from the list provided.


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You must select an example above in order to retrieve the list of companies.

Please select a county from the map or list provided.

Please click a county Name

Please select a company from list provided.

3. View Rates  
 #  Company Name
County Name

1The minimum insurance coverages that are required to register most personal motor vehicles in Florida is $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage (PD) Coverage. For the rating examples listed on this website, the combined premium amounts for this minimum required coverage is labeled “PIP + PD”.

2In addition to these coverages, many people purchase more than the minimum required coverages, (such as Bodily Injury, Uninsured/Underinsured Motorists and Medical Payments), as well as coverages for damage to their own vehicle (such as Collision, Comprehensive, Towing & Labor, Rental Reimbursement, etc.). The combined premium for all of these coverages is labeled “All Coverages”.

For more information on these coverages, please see the Department of Financial Services’ “Automobile Insurance: A Toolkit for Consumers”.

  Please complete items 1 and 2 above to view rates
This information is intended to be used for illustrative purposes only and does not constitute an endorsement or recommendation of any particular insurance company or plan by the Office. Furthermore, the Office DOES NOT imply or guarantee that a company will sell insurance at the stated premium. Please verify all premium rates with the applicable carrier. Links to insurance company websites and other resources are given as a convenience to the user. The information on these independent sites cannot be verified as accurate by the Office.

NOTE: This website contains links to PDF documents. If you are unable to view these documents, download Adobe Acrobat Reader.


Disclaimer:

This information is intended to be used for illustrative purposes only and does not constitute an endorsement or recommendation of any particular insurance company or plan by the Office. Furthermore, the Office DOES NOT imply or guarantee that a company will sell insurance at the stated premium. Please verify all premium rates with the applicable carrier. Links to insurance company websites and other resources are given as a convenience to the user. The information on these independent sites cannot be verified as accurate by the Office.